As the epidemic continues to spread, more and more people are applying for refinancing, accounting for almost 85% of our total loans in the past two months, an increase of 73% year-on-year. However, I found that when many people consult about refinancing, they actually don’t know that not everyone is suitable for refinancing at this stage. In the next few issues, I will gradually introduce some information related to refinancing, hoping to let everyone know in advance whether they are suitable for refinancing at this stage.